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Mastercard

Director, Product Management - Open Finance (Lending & Credit Risk Solutions)

Mastercard

Published 26 Mar 2026
USA
179K - 305K USD Annual
Part Time
Full Time

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Role Highlights

Languages used

Key skills

Data Science
Prompt Engineering
Product Management
Product Development
Information Security

Tools, Libraries and Frameworks

Description

\\\\Our Purpose\\\\ \Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, were helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.\\ \\\\Title and Summary\\\\ Director, Product Management - Open Finance (Lending & Credit Risk Solutions) Role Mastercard Open Finance enables smarter, faster, more inclusive lending and credit decisions. As Director of Product Management on the Lending team, you will: Define product and distribution strategies based on market dynamics, customer needs, and competitive insights; continually identify growth opportunities and determine prioritization Modernize Mastercards Consumer Reporting Agency (CRA) platform to ensure it is future ready, high performing, and optimized for rapid innovation Drive growth of Mastercard Credit Intelligence through Open Finance, expanding adoption and fueling new solution development Co create new lending and credit risk solutions with strategic partners, shaping differentiated, market leading offerings Embed Mastercards lending solutions within key platforms and ecosystems to make it seamless for lenders to access, adopt, and scale Mastercard capabilities All About You Detail-oriented problem solver who converts customer needs, market trends, and competitive insights into clear priorities, product roadmaps, and API-based requirements Skilled communicator and collaborative leader who partners with engineering, data science, design, legal, and compliance teams to articulate and refine requirements, and drives disciplined execution of product roadmaps Commercially minded with a track record of bringing products successfully to market or experience forming scaled technology partnerships Familiarity with US lending regulations (e.g., FCRA, CFPB) and ecosystem participants (e.g., LOSs, POSs, bureaus) and how they translate into product requirements, risks, and opportunities is strongly encouraged Experience in product management, technical product management, product development, or product strategy required Expertise in lending, open finance, or adjacent banking and technology ecosystems in the US market required Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable\\ and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. \\\\Corporate Security Responsibility\\\\ All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: \\+ Abide by Mastercards security policies and practices; \\+ Ensure the confidentiality and integrity of the information being accessed; \\+ Report any suspected information security violation or breach, and \\+ Complete all periodic mandatory security trainings in accordance with Mastercards guidelines. In line with Mastercards total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. \\\\Pay Ranges\\\\ Purchase, New York: $179,000 - $305,000 USD

Required Qualifications and Skills

The role requires expertise in product management, technical product management, product development, or product strategy. A strong background in lending, open finance, or adjacent banking and technology ecosystems within the US market is also necessary. Familiarity with US lending regulations, such as FCRA and CFPB, and ecosystem participants like LOSs, POSs, and bureaus is strongly encouraged. The candidate should be a detail-oriented problem solver capable of translating customer needs and market trends into clear priorities and product roadmaps. A skilled communicator and collaborative leader who can partner with various teams to articulate and refine requirements is essential. Commercial acumen with a history of successfully bringing products to market or forming scaled technology partnerships is also a key requirement.

Disclaimer

Disclaimer: Job and company description information and some of the data fields may have been generated via GPT-4 summarisation and could contain inaccuracies. The full external job listing link should always be relied on for authoritative information.

About the company

Mastercard

Size

38185

HQ

Purchase, US

Description

MasterCard is framed as a technology company in the global payments business, emphasizing its role in connecting various stakeholders worldwide and enabling the use of secure and convenient electronic forms of payment. It describes its mission as working to connect and power an inclusive digital economy that benefits everyone everywhere by ensuring transactions are safe, simple, smart, and accessible. The company culture is driven by a decency quotient (DQ), cultivating an inclusive environment that values individual strengths, views, and experiences. It leverages secure data, networks, partnerships, and a passion for innovation to support various entities, including individuals, financial institutions, governments, and businesses, in realizing their potential.

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